fmb play Terms and Conditions – Rules for Philippine Players

By accessing, browsing, or using the fmb play website and services at fmbplay.click, you confirm that you have read, understood, and agree to be bound by these Terms and Conditions in their entirety. This agreement is between you, the individual member, and fmb play as the platform operator.

If you do not agree with any provision of these Terms, you must not register an account or use any part of the fmb play service. Continuing to access the platform after any update to these Terms constitutes your acceptance of the updated version.

Access to fmb play is strictly limited to individuals who meet all of the following eligibility requirements at all times:

• You are at least 21 years old as required under applicable Philippine law for online gaming participation.
• You are physically located in a jurisdiction where online gaming with fmb play is lawful and not restricted.
• You are not acting on behalf of another person or any commercial entity.
• You have not previously had a fmb play account suspended or terminated for a violation of these Terms.
• You are not a director, officer, employee, consultant, contractor, or immediate family member of any related party of fmb play.
• You do not have a self-exclusion arrangement in force on the fmb play platform.

By registering, you represent and warrant that all eligibility requirements are satisfied. fmb play may request documentary evidence of age or identity at any time, and failure to provide satisfactory evidence may result in account suspension pending verification.

Registration

To participate in games or place bets on fmb play, you must register a valid account using accurate, current, and complete information. Each individual is permitted to hold only one account. Maintaining duplicate accounts is prohibited and may result in immediate termination.

Account Accuracy

You are responsible for keeping your account information up to date. If your contact details, payment method, or identification information changes, update your profile promptly. fmb play will rely on the information in your account when processing transactions, communicating important notices, and verifying your identity.

Account Verification

fmb play may require Know Your Customer (KYC) verification before processing withdrawals or when unusual account activity is detected. You agree to provide any requested identification documents promptly and accurately. Documents may include a government-issued ID, proof of address, and payment method verification.

Why we ask for verification

Verification is standard practice for licensed online gaming operators. It protects all members by preventing fraud, identity theft, and misuse of the platform. Failing to complete verification when requested may result in the temporary or permanent suspension of withdrawal access.

Accepted Payment Methods

fmb play supports Philippine-focused payment options for the convenience of local members. Depending on current availability, accepted methods may include GCash, Maya, GrabPay, Coins.ph, InstaPay or PESONet bank transfers, BDO, BPI, UnionBank, and Visa or Mastercard credit or debit cards. All account balances are maintained and displayed in Philippine Peso (₱).

Deposits

All deposits must be made from a payment method that is registered in your own name. Third-party deposits are not permitted. Before confirming any transaction, verify the PHP amount and destination details carefully. fmb play is not responsible for deposits directed to incorrect accounts due to member error.

Minimum deposit amounts are displayed in the account funding section. fmb play reserves the right to adjust minimum or maximum deposit limits at its discretion with notice where reasonably practicable.

Withdrawals

Withdrawal requests will be processed to the same payment method used for the most recent verified deposit wherever operationally possible. Processing times vary by method: GCash and Maya withdrawals are typically completed within a few minutes of approval; bank transfers via InstaPay or PESONet may take up to one business day.

Withdrawals are subject to completed identity verification and to any applicable wagering conditions tied to credited bonuses. fmb play may request additional documentation before approving a withdrawal that triggers a review threshold.

Currency and Conversion

All transactions on fmb play are conducted in Philippine Peso (₱). No currency conversion is applied. The displayed amount at time of confirmation is the amount that will be processed.

The fmb play platform offers online casino games, card games, fishing titles, sports betting markets covering boxing, volleyball, and other selected categories, and live dealer formats. The availability of specific games or markets may change without prior notice.

Binding Nature of Results

Once a game round or sports event is settled and the result is confirmed in the fmb play system, that result is final. Winnings and losses are credited or deducted from your balance accordingly. fmb play makes every reasonable effort to ensure results are accurate and consistent with actual outcomes.

Technical Interruptions

In the event of a system failure, network disruption, or software error that prevents a round from completing normally, fmb play will apply its established error-resolution procedure. This may involve voiding the affected round and returning the relevant stake to your balance, or resolving the round using available data at the point of interruption.

Odds, House Edge, and Chance

All games and betting markets on fmb play include a built-in mathematical advantage for the operator. Published odds reflect this advantage. No betting system, strategy, or pattern can eliminate the house edge or guarantee a profitable outcome over time. Past results do not influence future outcomes.

Minimum and Maximum Stakes

Minimum and maximum stake amounts are displayed before confirming a wager. These limits may differ between game types and market categories. fmb play reserves the right to adjust stake limits at any time.

The following actions are prohibited on the fmb play platform. Engaging in any of these activities may result in account suspension, permanent termination, forfeiture of balance, and reporting to the appropriate authorities:

• Registering more than one account under any identity, real or assumed.
• Providing false, misleading, or unverifiable registration information.
• Accessing the platform from a restricted jurisdiction.
• Using automated software, bots, or scripts to interact with the platform.
• Exploiting software errors, displaying cards to other players without authorisation, or engaging in collusion.
• Attempting to launder money or process proceeds of criminal activity through fmb play accounts.
• Using payment methods not registered in your own name.
• Threatening, harassing, or abusing other players or fmb play staff through any available communication channel.
• Sharing account credentials or allowing another person to operate your account.

fmb play cooperates with law enforcement agencies and regulatory bodies. Accounts suspected of engaging in prohibited conduct may be placed under review and restricted pending investigation without prior notice.

You are solely responsible for keeping your fmb play account credentials secure. This includes your password, security question answers, one-time passwords delivered via SMS or authentication apps, and any device that remains logged into your account.

Practical Security Steps

• Choose a strong, unique password that you do not use on any other service.
• Never write down or share your password or PIN with any other person.
• Do not access your fmb play account from a shared, public, or borrowed device without signing out fully afterward.
• Do not respond to messages claiming to be from fmb play that ask for your password or one-time code.
• Review your transaction history regularly and report any activity you do not recognise immediately.

fmb play will not be liable for losses resulting from unauthorised access caused by the member's failure to protect their credentials. If you suspect your account has been accessed without your permission, contact support at support@fmbplay.click immediately and change your password.

fmb play is committed to providing entertainment in a responsible environment. Gaming on our platform is intended for eligible adults who approach it as paid leisure and not as a means of earning regular income or resolving financial difficulties.

Playing Sensibly

• Only play with money you can afford to lose without affecting your financial obligations.
• Set a session budget and a time limit before you begin. Stop when either limit is reached.
• Do not attempt to recover losses by increasing your bets or extending your session.
• Take regular breaks and avoid playing while under emotional stress, unwell, or impaired.

Account Control Tools

fmb play provides responsible gaming tools that members may activate from their account settings. Available tools may include deposit limits, session time reminders, and self-exclusion arrangements. A self-exclusion arrangement prevents account access for a specified period and cannot be reversed during the agreed term.

Seeking Assistance

If you believe that gambling is causing problems for you or someone close to you, please visit the fmb play Responsible Gaming page or contact support. The page provides guidance on identifying problem gambling and information about organisations that provide assistance to individuals in the Philippines.

All content on the fmb play platform, including text, images, graphics, software, game assets, interface designs, logos, brand marks, and the overall site structure, is the intellectual property of fmb play or its licensed content suppliers. This material is protected by applicable copyright, trademark, and intellectual property laws.

Members may not copy, reproduce, distribute, republish, transmit, create derivative works from, or commercially exploit any part of the fmb play platform or its content without prior written authorisation. Accessing the platform for personal entertainment through a standard browser does not constitute any grant of ownership or licence beyond that single permitted use.

To the fullest extent permitted by applicable Philippine law, fmb play shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the platform, including but not limited to loss of expected winnings, loss of data, service interruptions, or errors in game results caused by circumstances outside our reasonable control.

Our total aggregate liability to any individual member for any cause shall not exceed the PHP balance held in that member's account at the time the relevant claim arises.

Nothing in these Terms limits liability for fraud, wilful misconduct, or any other matter that cannot be excluded under mandatory Philippine consumer protection law.

fmb play reserves the right to suspend or permanently close any account at its discretion, including but not limited to the following circumstances:

• Confirmed or suspected violation of these Terms.
• Failure to complete required identity or payment verification within a reasonable period.
• Account inactivity extending beyond twelve consecutive months.
• Court order, regulatory instruction, or law enforcement request.
• Reasonable suspicion of fraudulent activity, money laundering, or collusion.

Upon closure of a verified account in good standing, any remaining balance will be returned to the member via their verified payment method after deducting any amounts properly owed under these Terms. Accounts closed for verified violations may have balances withheld pending investigation.

A member may also close their own account voluntarily at any time by contacting fmb play support. Members who have activated a self-exclusion may not reopen their account until the agreed exclusion period has fully elapsed.

fmb play may update, revise, or replace these Terms and Conditions at any time. When material changes are made, we will update the "last updated" date at the top of this page and, where appropriate, provide notice through the platform or by email to your registered address.

You are responsible for reviewing this page periodically to remain aware of the current Terms. Continued use of the fmb play platform after an update has been published constitutes your acceptance of the revised Terms. If you disagree with a change, you may close your account before the new Terms take effect.

These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines. The parties agree to submit any unresolved dispute first to good-faith negotiation. If negotiation does not resolve the matter within thirty days, disputes shall be referred to the appropriate Philippine courts or regulatory authority with jurisdiction over online gaming matters.

Nothing in this clause prevents fmb play from seeking urgent injunctive relief or other equitable remedies before any competent court where immediate action is necessary to prevent harm to the platform, its members, or third parties.

If you have questions about any part of these Terms and Conditions, or if you need to report a security concern, request account assistance, or raise a complaint, please contact the fmb play support team:

We aim to respond to all enquiries within two business days. For urgent security matters, describe the issue clearly in your message subject line so the relevant team can prioritise your request.

For information about responsible gaming support or account self-exclusion, please also visit the dedicated Responsible Gaming page, and review the FAQ page for answers to common questions about the fmb play platform.